What Malt actually costs freelancers (and what it doesn't)
Calculate Your Malt Daily Rate Payout
Estimates only · Actual platform fees may vary · Not financial or tax advice
Fee source: Malt Help Centre · verified Oct 2026
Malt insider knowledge
- 01
Your TJM is not what clients compare
Malt adds its client service fee on top of your rate — 10% on the Starter plan, 15% on Advanced. Quote €800/day and the client pays ~€880–€920. That’s what they stack against other freelancers and against hiring in-house. Set your TJM with the client-side number in mind — not just your take-home target.
Clients pay your rate +10–15%: price for what they see
- 02
The payment guarantee most freelancers undervalue
Malt holds full client payment in escrow before any work starts — for every mission, fixed or daily. Independent freelancers typically spend 4–8 hours/year chasing late payments. On Malt that problem doesn't exist. Factor it into your rate when comparing to direct clients.
Non-payment risk near zero, worth ~3% of contract value
- 03
Malt is not for every freelancer
Malt's enterprise client base expects senior expertise at €300–€1,500/day. If you're early-career and pricing below €250/day, Upwork's global marketplace will get you more work. Malt becomes your best option once you can command B2B rates with 3+ years of solid expertise.
Malt filters below ~€300/day. Built for senior freelancers
- 04
The admin you never have to do
Malt generates your invoice, handles VAT billing to the client, and includes AXA professional liability insurance on every mission. For freelancers used to direct clients, this alone saves 2–4h admin per project — plus eliminates separate insurance costs (typically €300–€600/year in France).
Invoicing, VAT, AXA insurance: all included, zero admin
Malt vs Upwork vs Fiverr: fees and features
| Malt | Upwork | Fiverr | |
|---|---|---|---|
| Commission from you | 5% | 0–15% | 20% |
| Payment guarantee | Escrow | Escrow | None |
| Invoice + VAT handling | Full | Partial | Partial |
| Professional insurance | AXA included | None | None |
| Global job volume | EU only | Global | Global |
| Entry-level friendly | €300+/day | All levels | All levels |
Based on publicly documented fee structures. Features subject to change — verify with each platform's official documentation.
Every client, every fee, one dashboard
$2,16932%
$1,83227%
$94014%
$68010%
$81912%
$3806%
$2,16932%
$1,83227%
$94014%
$68010%
$81912%
$3806%
$2,169
$1,832
$1,420
$940
$680
Malt fee FAQ
Estimates based on publicly available fee structures. Not tax advice. Adjust calculations to your specific situation.