Malt Fee Calculator: Freelancer Payout Breakdown

Malt Fee Calculator

Malt keeps 5% of your invoice (10% on some FR/ES/BE projects). See what actually lands in your account.

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What Malt actually costs freelancers (and what it doesn't)

Malt’s fee model in 2026: 5% from your invoice

Malt’s Help Centre sets the standard freelancer service fee at 5% (excl. VAT), deducted from your invoice. For certain projects in France, Spain and Belgium, it starts at 10% and drops to 5% after 6 months on the same assignment. Malt shows the exact fee and your net amount on the quote page before you send it. Clients pay their own, separate service fee on top. Quote €800/day at 5% and €760 reaches you before processing — compared with €720 at Upwork’s typical 10% and €640 on Fiverr (20%).

After Malt’s fee, processing (1.5–3% depending on method) and your own taxes reduce your payout further. At €800/day, after each platform’s fee, 2% processing and a 19% tax reserve:

  • France TVA: 20% · Germany MwSt: 19%
  • At €700/day × 160 billable days/year: roughly €16,500 more before tax than the same volume on Fiverr

Malt supports two contract types — each with different risk and scope dynamics:

  • TJM (daily rate): Log days worked, invoice per day, client approves. Scales naturally as scope expands. Standard for tech and consulting.
  • Fixed-price: Agree on deliverable + total price, invoice on completion. Requires strict scope discipline. Best for clearly-defined design or content work.

TJM — Taux Journalier Moyen — is how Malt and French clients benchmark freelancer cost. To earn €5,000/month net after Malt’s 5% fee, 2% processing and a 20% tax reserve, you need to bill ~€6,715 gross.

  • 10 billable days/month → TJM of €671/day
  • 8 billable days/month → TJM of €839/day
  • Most freelancers price by market feel — the right approach is to work backwards from your income goal.

Malt's search placement is driven by a profile score. A dormant profile with 10 old reviews ranks lower than an active one with 5 recent ones. Four factors dominate:

  • Profile completeness — photo, bio, skills, portfolio, availability status
  • Verified reviews from completed missions (recency matters more than volume)
  • Response rate to client messages
  • Activity recency — update availability regularly, respond within 24 hours, request a review after every mission

Malt Boost is a paid visibility feature that increases your placement in client search results. It amplifies what's already there — a sparse profile boosted is still a sparse profile.

  • New profile (few reviews): Boost can bridge the credibility gap and accelerate early traction
  • Established freelancer (strong review history): Organic ranking typically performs as well
  • Rule: build profile quality first, use Boost as a multiplier — not a substitute

Malt's client base is predominantly French enterprises and mid-sized companies, with growing presence in Germany, Spain, Belgium, and the Netherlands. Average mission value: €3,000–€30,000+.

  • Dominant categories: tech (dev, data, cloud), design, marketing
  • Best for freelancers with 3+ years of expertise, commanding €300+/day B2B rates
  • Not suited for early-career freelancers — Upwork's global marketplace gets you more work below €250/day
  • Non-European freelancers: fewer relevant opportunities and more friction on every payment
~€603
Malt
Malt ✓~€603
Upwork~€572
Fiverr~€508

Calculate Your Malt Daily Rate Payout

Hourly Rate / Project
Reverse Mode
Platform
FiverrFiverr20% fee
Project Value
Est. Hours
50h
Payout Method
VAT / Tax Reserve
19%
Currency Conversion

Estimates only · Actual platform fees may vary · Not financial or tax advice

Fee source: Malt Help Centre · verified Oct 2026

Malt insider knowledge

  1. 01

    Your TJM is not what clients compare

    Malt adds its client service fee on top of your rate — 10% on the Starter plan, 15% on Advanced. Quote €800/day and the client pays ~€880–€920. That’s what they stack against other freelancers and against hiring in-house. Set your TJM with the client-side number in mind — not just your take-home target.

    Clients pay your rate +10–15%: price for what they see

  2. 02

    The payment guarantee most freelancers undervalue

    Malt holds full client payment in escrow before any work starts — for every mission, fixed or daily. Independent freelancers typically spend 4–8 hours/year chasing late payments. On Malt that problem doesn't exist. Factor it into your rate when comparing to direct clients.

    Non-payment risk near zero, worth ~3% of contract value

  3. 03

    Malt is not for every freelancer

    Malt's enterprise client base expects senior expertise at €300–€1,500/day. If you're early-career and pricing below €250/day, Upwork's global marketplace will get you more work. Malt becomes your best option once you can command B2B rates with 3+ years of solid expertise.

    Malt filters below ~€300/day. Built for senior freelancers

  4. 04

    The admin you never have to do

    Malt generates your invoice, handles VAT billing to the client, and includes AXA professional liability insurance on every mission. For freelancers used to direct clients, this alone saves 2–4h admin per project — plus eliminates separate insurance costs (typically €300–€600/year in France).

    Invoicing, VAT, AXA insurance: all included, zero admin

Malt vs Upwork vs Fiverr: fees and features

MaltUpworkFiverr
Commission from you
5%
0–15%
20%
Payment guarantee
Escrow
Escrow
None
Invoice + VAT handling
Full
Partial
Partial
Professional insurance
AXA included
None
None
Global job volume
EU only
Global
Global
Entry-level friendly
€300+/day
All levels
All levels

Based on publicly documented fee structures. Features subject to change — verify with each platform's official documentation.

Every client, every fee, one dashboard

DASHBOARD
Track your real freelance performance across platforms.
Total$4,820+18%
Upwork$2,16932%
Fiverr$1,83227%
Freelancer$94014%
PeoplePerHour$68010%
Malt$81912%
Contra$3806%
Monthly Revenue
$1,180 left
$4,820/ $6,000
PORTFOLIO
Track individual client performance and revenue at a glance.
Total Clients
12+2
vs last month
Revenue
$4,820+8.4%
vs last month
Avg Rate
$67/hr+2.1%
vs last month
Search clients...
UpworkTechFlow Inc.
$2,169+8%
FiverrDesignPulse
$1,832+12%
MaltNovaBrand
$1,420+5%
FreelancerAcme Corp
$940–3%
ContraSwiftApps
$680+22%
+ 7 more clients
Project Board
Pending2
In Progress3
Completed4
Cancelled1

Malt fee FAQ

Estimates based on publicly available fee structures. Not tax advice. Adjust calculations to your specific situation.